Defending Law Suits

ARE YOU BEING SUED OR INVOLVED IN LITIGATION?

In the event that you are being sued and have not yet retained an attorney, you should contact this office to determine what, if any, rights or defenses you may have with regard to the  law suit.  In certain cases, you will have to retain your own attorney to defend your or your companies own interests.  Being sued over a collection, contract or employment issues are common with running and owning a business.  Consumers or home owners are sometimes also sued by contractors, where defenses may prevail or where the lawsuit may be unfounded.

In other cases, you may already be entitled to free legal representation and indemnification should a judgment be rendered against you under certain insurance policies.  For example, if you are involved in a motor vehicle accident and someone is suing you, your insurance company is normally obligated to handle the litigation on your behalf and pay any judgments or awards that may be rendered against you, subject to the terms and conditions of the insurance policy.  If someone sues you for an incident which took place in your home or on your property, and in the event that you have homeowners insurance coverage, the insurance company may be obligated to defend you and pay any judgments that may be entered against you, again, subject to the terms and conditions of the insurance policy.

In the event that you are involved in litigation and even though your insurance company may be representing you, it still may be advisable to seek out your own personal attorney to represent you for any claims which may not be covered by your insurance company or for claims which exceed your amount of insurance coverage.  For example, let's assume you are involved in an automobile accident and you have $50,000 in coverage and there are four (4) people that are injured and are making claims against you.  Will you have enough insurance to pay for all of their claims?  In the event that your amount of insurance doesn't cover any judgments that are rendered against you, you may become personally responsible for any amount of the judgment in excess of your insurance policy.  In other words, if you assume that each of the four (4) people have a claim worth $25,000 or a total of $100,000.00, the most your insurance company is going to pay is $50,000 - you could then be responsible for satisfying $50,000 or more in claims on your own.  It is a scary proposition, however,  there are things that you may be able to do to attempt to protect your interests and to make sure that the attorneys retained by your insurance company are doing their best to protect your interests from any excess awards or judgments and are not just looking out for their own interests.

This office represents individuals and companies in defending certain lawsuits through out New Jersey and Pennsylvania.

Whether you are being sued, involved in current litigation or may be sued, please feel free to contact this office for a FREE INITIAL TELEPHONE CONSULTATION.